/* MIL-DFW site.css — contract §7. No IIA tokens. */
    :root{
      --ink:#293a51;
      --deep:#0c71c3;
      --white:#ffffff;
      --white-cool:#f7fafc;
      --white-warm:#fcfbf8;
      --page:var(--white-cool);
      --paper:var(--white-warm);
      --surface:var(--white);
      --blue:#318df1;
      --blue-deep:#003bde;
      --sky:#2ea3f2;
      --navy:#012780;
      --gold:#0c71c3;
      --muted:#666666;
      --line:#e6edf5;
      --serif:"Montserrat", Helvetica, Arial, sans-serif;
      --sans:"Open Sans", Arial, sans-serif;
      --ease:cubic-bezier(.22,1,.36,1);
      /* Modular scale + fluid clamp. Lock: 320px → 1200px.
         Change --ratio only. Active: 1.25 major third. */
      --ratio:1.25;
      --base-min:.9375rem;
      --base-max:1.125rem;
      --base:clamp(var(--base-min), .869rem + .341vw, var(--base-max));
      --ms-0:var(--base);
      --ms-1:calc(var(--ms-0) * var(--ratio));
      --ms-2:calc(var(--ms-1) * var(--ratio));
      --ms-3:calc(var(--ms-2) * var(--ratio));
      --ms-4:calc(var(--ms-3) * var(--ratio));
      --ms-5:calc(var(--ms-4) * var(--ratio));
      --ms--1:calc(var(--ms-0) / var(--ratio));
      --ms--2:calc(var(--ms--1) / var(--ratio));
      --step-0:var(--ms--2);
      --step-1:var(--ms--1);
      --step-2:var(--ms-0);
      --step-3:var(--ms-0);
      --step-4:var(--ms-1);
      --step-5:var(--ms-2);
      --step-6:clamp(1.75rem, 1.15rem + 1.6vw, 2.2rem);
      --step-7:clamp(2rem, 1.2rem + 2.1vw, 2.75rem);
      --step-8:clamp(2.25rem, 1.15rem + 2.8vw, 3.4rem);
      --lh-display:1.08;
      --lh-title:1.22;
      --lh-body:1.65;
      --measure:38rem;
      --s1:0 1px 2px rgba(18,42,70,.08),0 5px 14px rgba(18,42,70,.08),inset 0 1px 0 rgba(255,255,255,.82);
      --s2:0 2px 4px rgba(18,42,70,.10),0 10px 26px rgba(18,42,70,.12),inset 0 1px 0 rgba(255,255,255,.86);
      --s3:0 3px 8px rgba(18,42,70,.12),0 20px 52px rgba(18,42,70,.16),inset 0 1px 0 rgba(255,255,255,.88);
      --sbrand:0 3px 8px rgba(0,59,222,.22),0 18px 42px rgba(0,59,222,.22),inset 0 1px 0 rgba(255,255,255,.16);
      --shover:0 4px 10px rgba(18,42,70,.13),0 24px 54px rgba(18,42,70,.20),inset 0 1px 0 rgba(255,255,255,.90);
      --sbtn:0 2px 0 rgba(0,59,222,.16),0 7px 16px rgba(0,86,196,.24),inset 0 1px 0 rgba(255,255,255,.22);
      --sbtnh:0 3px 0 rgba(0,46,170,.20),0 12px 24px rgba(0,59,222,.30),inset 0 1px 0 rgba(255,255,255,.26);
      --swhitebtn:0 2px 0 rgba(41,58,81,.07),0 7px 18px rgba(41,58,81,.13),inset 0 1px 0 rgba(255,255,255,.95);
      --swhitebtnh:0 3px 0 rgba(41,58,81,.08),0 12px 26px rgba(41,58,81,.17),inset 0 1px 0 rgba(255,255,255,1);
      --scard:0 2px 5px rgba(18,42,70,.08),0 14px 34px rgba(18,42,70,.11),inset 0 1px 0 rgba(255,255,255,.90);
      --spanel:0 3px 8px rgba(18,42,70,.10),0 22px 54px rgba(18,42,70,.15),inset 0 1px 0 rgba(255,255,255,.92);
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth;font-size:100%}
    body{margin:0;background:var(--page);color:var(--ink);font-family:var(--sans);font-size:var(--step-2);line-height:var(--lh-body);font-optical-sizing:auto;letter-spacing:0;-webkit-font-smoothing:antialiased;overflow-x:hidden}
    h1,h2,h3,blockquote,.display,.brand strong{font-family:var(--serif);font-weight:600;letter-spacing:-.03em;text-wrap:balance}
    h1,.hero h1{font-size:var(--step-8);line-height:var(--lh-display)}
    h2,.display{font-size:var(--step-7);line-height:var(--lh-display)}
    h3{font-size:var(--step-5);line-height:var(--lh-title);letter-spacing:-.02em}
    a{color:inherit;text-decoration:none}
    button,input,select,textarea{font:inherit}
    button{cursor:pointer}
    img{max-width:100%;display:block}
    ::selection{background:var(--blue);color:#fff}
    :focus-visible{outline:2px solid var(--blue);outline-offset:3px}
    .skip{position:absolute;left:14px;top:-40px;z-index:90;background:var(--blue);color:#fff;padding:8px 12px;border-radius:999px}
    .skip:focus{top:12px}
    .shell{width:min(1200px,calc(100% - clamp(28px,4vw,48px)));margin:0 auto}
    .topline{background:var(--deep);color:rgba(255,255,255,.72);font-size:var(--step-0);letter-spacing:.06em;height:34px;display:flex;align-items:center}
    .topline .shell{display:flex;justify-content:space-between;gap:20px}
    .topline a:hover{color:#fff}
    header{position:sticky;top:0;z-index:50;background:var(--surface);border-bottom:1px solid var(--line)}
    .nav{height:64px;display:flex;align-items:center;justify-content:space-between;gap:24px}
    .brand{display:flex;align-items:center;gap:14px}
    .mark{height:48px;width:auto;display:block}
    .brand strong{display:block;font-size:var(--step-4);line-height:1.1}
    .brand small{display:block;margin-top:4px;font-size:var(--step-0);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600}
    nav{display:flex;gap:26px;font-size:var(--step-1);font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:#555}
    nav a{position:relative;padding:6px 0}
    nav a:after{content:"";position:absolute;left:0;right:100%;bottom:0;height:1px;background:var(--blue);transition:right .3s var(--ease)}
    nav a:hover:after{right:0}
    .btn{border:0;border-radius:999px;display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:12px 18px;font-family:var(--sans);font-size:var(--step-1);font-weight:600;letter-spacing:.02em;transform:translateZ(0);transition:transform .24s var(--ease),box-shadow .24s var(--ease),background .24s var(--ease),border-color .24s var(--ease)}
    .btn{min-height:44px}
    @media (hover:hover){
      .btn:hover{transform:translateY(-3px)}
      .btn-white:hover{box-shadow:var(--swhitebtnh);border-color:rgba(41,58,81,.14)}
      .btn-ghost:hover{box-shadow:0 12px 26px rgba(0,40,110,.24),inset 0 1px 0 rgba(255,255,255,.18)}
    }
    .btn-blue{background:var(--blue);color:#fff;box-shadow:var(--sbtn)}
    .btn-blue:hover{background:var(--blue-deep);box-shadow:var(--sbtnh)}
    .btn-white{background:var(--surface);color:var(--ink);box-shadow:var(--swhitebtn);border:1px solid rgba(41,58,81,.10)}
    .btn-ghost{background:rgba(255,255,255,.05);color:#fff;border:1px solid rgba(255,255,255,.28);box-shadow:0 7px 18px rgba(0,40,110,.18),inset 0 1px 0 rgba(255,255,255,.13)}
    .menu-toggle{display:none;background:none;border:0}
    .hero{background:linear-gradient(180deg,#0c71c3 0%,#2ea3f2 48%,#6ec8ff 100%);color:#fff;position:relative;overflow:hidden}
    .hero:before{display:none}
    .hero-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(240px,.72fr);gap:48px;align-items:start;padding:16px 0 40px}
    .eyebrow{display:flex;align-items:center;gap:12px;font-size:var(--step-0);letter-spacing:.14em;text-transform:uppercase;color:#eaf6ff;font-weight:600;margin:0 0 10px}
    .eyebrow:before{content:"";width:28px;height:1px;background:#fff}
    .hero h1{margin:0 0 16px;max-width:18ch}
    .hero h1 em{font-style:normal;font-weight:700}
    .lede{font-size:var(--step-4);line-height:var(--lh-body);color:rgba(255,255,255,.78);max-width:var(--measure);margin:0 0 28px}
    .hero-actions{display:flex;flex-wrap:wrap;gap:10px}
    .meta{margin-top:26px;display:flex;flex-wrap:wrap;gap:18px 28px;font-size:var(--step-1);line-height:1.4;color:rgba(255,255,255,.62)}
    .meta b{color:rgba(255,255,255,.88);font-weight:600}
    .hero-aside{border-left:1px solid rgba(255,255,255,.35);padding:8px 0 8px 28px;color:rgba(255,255,255,.86);font-size:var(--step-1);line-height:1.55}
    .hero-aside span{display:block;font-size:var(--step-0);letter-spacing:.14em;text-transform:uppercase;color:#9ec0ea;font-weight:600;margin:16px 0 4px}
    .hero-aside span:first-child{margin-top:0}
    .hero-aside b{display:block;color:#fff;font-family:var(--sans);font-weight:600;font-size:var(--step-2);letter-spacing:0}
    .rail{margin-top:0;position:relative;z-index:5}
    .rail-panel{display:grid;grid-template-columns:1.05fr repeat(3,1fr);background:var(--surface);border-radius:22px;overflow:hidden;box-shadow:var(--spanel);border:1px solid var(--line)}
    .rail-title{background:var(--deep);color:#fff;padding:26px 28px;display:flex;flex-direction:column;justify-content:center}
    .rail-title span{font-size:var(--step-0);letter-spacing:.14em;text-transform:uppercase;color:#8aa3c4;font-weight:600;margin-bottom:6px}
    .rail-title strong{font-size:var(--step-5);line-height:var(--lh-title)}
    .rail button{background:var(--surface);border:0;border-right:1px solid var(--line);padding:22px 20px;text-align:left;box-shadow:inset 0 1px 0 rgba(255,255,255,.95);transition:background .2s,transform .24s var(--ease),box-shadow .24s var(--ease)}
    .rail button:last-child{border-right:0}
    .rail button:hover{background:#f8fbff;transform:translateY(-3px);box-shadow:0 12px 24px rgba(18,42,70,.12),inset 0 1px 0 #fff}
    .rail button b{display:block;font-family:var(--sans);font-size:var(--step-2);font-weight:600;letter-spacing:0}
    .rail button span{display:block;margin-top:4px;font-size:var(--step-1);font-weight:400;color:var(--muted)}
    section{padding:108px 0}
    .kicker{font-size:var(--step-0);letter-spacing:.14em;text-transform:uppercase;font-weight:600;color:var(--blue);margin:0 0 12px}
    .display{margin:0;max-width:18ch}
    .display em{font-style:normal;font-weight:700;color:var(--deep)}
    .copy{font-size:var(--step-3);line-height:var(--lh-body);color:var(--muted);max-width:var(--measure)}
    .medicare-head{display:grid;grid-template-columns:1.1fr .8fr;gap:80px;align-items:end;margin-bottom:36px}
    .med-grid{display:grid;grid-template-columns:1.35fr .9fr;gap:16px}
    .med-hero{background:linear-gradient(155deg,#0c71c3 0%,#012780 100%);color:#fff;border-radius:24px;padding:40px 38px;min-height:360px;display:flex;flex-direction:column;justify-content:space-between;box-shadow:var(--sbrand);position:relative;overflow:hidden}
    .med-hero:after{content:"";position:absolute;width:220px;height:220px;border:1px solid rgba(255,255,255,.08);border-radius:50%;right:-60px;bottom:-80px}
    .med-hero h3{font-size:var(--step-6);margin:8px 0 12px;max-width:16ch}
    .med-hero ul{margin:0;padding:0;list-style:none;display:grid;gap:8px;font-size:var(--step-2);line-height:1.5;color:rgba(255,255,255,.84)}
    .side{display:grid;gap:16px}
    .side article{background:var(--surface);border-radius:20px;padding:24px;box-shadow:var(--scard);border:1px solid var(--line);min-height:168px;display:flex;flex-direction:column;justify-content:space-between;transition:transform .24s var(--ease),box-shadow .24s var(--ease)}
    .side h3{margin:0 0 8px}
    .side p{margin:0;color:var(--muted);font-size:var(--step-1);line-height:1.55}
    .more{margin-top:16px;display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
    .more button,.more a{background:var(--surface);border:1px solid var(--line);border-radius:20px;padding:24px;text-align:left;min-height:150px;box-shadow:var(--scard);transition:transform .24s var(--ease),box-shadow .24s var(--ease),background .24s var(--ease),border-color .24s var(--ease)}
    .more button:hover,.more a:hover{transform:translateY(-5px);box-shadow:var(--shover);background:#fff}
    .more h3{margin:0 0 8px}
    .more p{margin:0;color:var(--muted);font-size:var(--step-1);line-height:1.55}
    .process{padding-top:40px;background:var(--white-warm)}
    .steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:48px;position:relative}
    .steps:before{content:"";position:absolute;left:8%;right:8%;top:45px;height:1px;background:linear-gradient(90deg,var(--blue),var(--gold),#d7e0ec);opacity:.55}
    .step{padding:22px 20px 24px;border:1px solid var(--line);border-radius:18px;background:var(--surface);box-shadow:var(--scard);transition:transform .24s var(--ease),box-shadow .24s var(--ease)}
    .idx{width:46px;height:46px;border-radius:50%;background:var(--surface);border:1px solid rgba(0,114,206,.28);display:grid;place-items:center;font-family:var(--serif);color:var(--blue);position:relative;z-index:1;margin-bottom:22px;box-shadow:0 0 0 8px var(--surface),0 5px 14px rgba(18,42,70,.13),inset 0 1px 0 #fff}
    .step h3{margin:0 0 8px}
    .step p{margin:0;color:var(--muted);font-size:var(--step-1);line-height:1.55}
    .about{padding:20px 0 40px;background:var(--white-cool)}
    .about-panel{display:grid;grid-template-columns:.7fr 1.3fr;gap:56px;align-items:start;padding:48px 52px;background:var(--surface);border:1px solid var(--line);border-radius:24px;box-shadow:var(--spanel)}
    .about-panel blockquote{margin:0;font-size:var(--step-6);line-height:1.3;max-width:22ch}
    .cta{padding:80px 0 120px;background:var(--white-cool)}
    .cta-panel{background:var(--surface);border:1px solid var(--line);border-radius:28px;box-shadow:var(--spanel);padding:56px;display:grid;grid-template-columns:200px minmax(0,1.1fr) minmax(0,.9fr);gap:36px;align-items:center;position:relative;overflow:hidden}
    .cta-panel:after{content:"";position:absolute;width:240px;height:240px;border:1px solid rgba(10,29,61,.06);border-radius:50%;right:-80px;bottom:-90px}
    .cta-photo{width:200px;height:260px;border-radius:20px;overflow:hidden;background:linear-gradient(180deg,#2ea3f2,#0c71c3);box-shadow:0 3px 8px rgba(18,42,70,.15),0 20px 38px rgba(18,42,70,.18),inset 0 1px 0 rgba(255,255,255,.30);border:1px solid rgba(255,255,255,.70);position:relative;z-index:1}
    .cta-photo img{width:100%;height:100%;object-fit:cover;object-position:center 18%}
    .contact-grid{display:grid;gap:10px;position:relative;z-index:1}
    .chip{display:block;background:var(--surface);border-radius:16px;padding:14px 16px;border:1px solid var(--line);box-shadow:var(--s1);transition:transform .22s var(--ease),box-shadow .22s var(--ease)}
    .chip span{display:block;font-size:var(--step-0);letter-spacing:.12em;text-transform:uppercase;font-weight:600;color:var(--muted);margin-bottom:3px}
    .chip b{font-size:var(--step-2);font-weight:600}
    footer{background:#012780;color:rgba(255,255,255,.78);padding:56px 0 40px}
    .footer-grid{display:grid;grid-template-columns:1.3fr .7fr .8fr;gap:40px}
    footer .brand strong{font-size:var(--step-5);color:#fff}
    footer .brand small{color:rgba(255,255,255,.45);font-size:var(--step-0);letter-spacing:.14em;text-transform:uppercase}
    footer p{font-size:var(--step-1);line-height:1.6}
    footer h4{margin:0 0 14px;color:var(--gold);font-size:var(--step-0);letter-spacing:.14em;text-transform:uppercase;font-weight:600}
    footer a{display:block;margin:8px 0;color:rgba(255,255,255,.74);font-size:var(--step-1)}
    footer a:hover{color:#fff}
    .legal{margin-top:36px;padding-top:24px;border-top:1px solid rgba(255,255,255,.1);font-size:var(--step-1);line-height:1.65;color:rgba(255,255,255,.72);max-width:60rem}
    .map-frame{width:100%;min-height:220px;border:0;border-radius:16px;box-shadow:var(--scard)}
    .fine{display:block;margin-top:6px;font-size:var(--step-0);color:var(--muted);line-height:1.45}
    .bottom{margin-top:16px;font-size:var(--step-0);color:rgba(255,255,255,.34)}
    .drawer{position:fixed;inset:0;background:rgba(7,16,29,.46);z-index:70;display:none}
    .drawer.open{display:block}
    .drawer-card{position:absolute;right:0;top:0;height:100%;width:min(340px,92%);background:var(--surface);padding:28px 24px;box-shadow:-6px 0 18px rgba(18,42,70,.12),-20px 0 52px rgba(18,42,70,.16),inset 1px 0 0 rgba(255,255,255,.92);display:flex;flex-direction:column;gap:4px}
    .drawer-card a,.drawer-card button{background:none;border:0;border-bottom:1px solid var(--line);padding:14px 0;text-align:left;font-size:16px}
    .modal{position:fixed;inset:0;z-index:80;background:rgba(7,16,29,.52);display:none;align-items:center;justify-content:center;padding:18px}
    .modal.open{display:flex}
    .modal-card{width:min(520px,100%);background:var(--surface);border:1px solid var(--line);border-radius:24px;box-shadow:0 4px 12px rgba(18,42,70,.14),0 30px 70px rgba(18,42,70,.22),inset 0 1px 0 rgba(255,255,255,.96);padding:28px}
    .modal-card h2{font-size:var(--step-6);margin:0 0 8px}
    .modal-card p{margin:0 0 18px;color:var(--muted);font-size:var(--step-2)}
    .field{display:flex;flex-direction:column;gap:6px;margin-bottom:12px}
    .field label{font-size:var(--step-1);font-weight:600}
    .field input,.field select,.field textarea{width:100%;border:1px solid var(--line);border-radius:12px;padding:12px 14px;background:var(--surface)}
    .form-row{display:flex;justify-content:space-between;gap:10px;margin-top:8px}
    .ok{display:none;text-align:center}
    .ok.show{display:block}
    .hide{display:none}
    .mobile-bar{display:none;position:fixed;left:10px;right:10px;bottom:10px;z-index:55;background:rgba(7,22,45,.94);border-radius:16px;padding:6px;color:#fff;box-shadow:var(--s3)}
    .mobile-bar a,.mobile-bar button{flex:1;border:0;background:transparent;color:#fff;padding:10px;font-size:11px;font-weight:700}
    .mobile-bar .go{background:var(--blue);border-radius:12px}

    @media (hover:hover){
      .side article:hover,.step:hover,.facts article:hover,.card-list article:hover,.chip:hover{
        transform:translateY(-4px);
        box-shadow:var(--shover);
      }
    }
    @media (max-width:1020px){
      nav,.nav>.btn-blue{display:none}
      .menu-toggle{display:grid;place-items:center;width:44px;height:44px}
      .hero-grid,.medicare-head,.med-grid,.about-panel,.footer-grid,
      .split,.facts,.card-list{grid-template-columns:1fr;gap:24px}
      .cta-panel{grid-template-columns:160px 1fr;padding:32px}
      .cta-photo{width:160px;height:210px}
      .contact-grid{grid-column:1/-1}
      .hero-aside{border-left:0;border-top:1px solid rgba(255,255,255,.35);padding:20px 0 0}
      .rail-panel{grid-template-columns:1fr 1fr}
      .rail-title{grid-column:1/-1}
      .more,.steps{grid-template-columns:1fr 1fr;gap:16px}
      .steps:before{display:none}
      section{padding:64px 0}
      .page-hero{padding:36px 0 28px}
    }
    @media (max-width:720px){
      .topline{display:none}
      .mark{height:40px}
      .nav{height:56px}
      header{padding-top:env(safe-area-inset-top)}
      .hero-grid{display:flex;flex-direction:column;padding:12px 0 24px}
      .hero h1,.page-hero h1{max-width:none}
      .hero-actions{display:grid;grid-template-columns:1fr;gap:10px}
      .hero-actions .btn{width:100%}
      .rail{margin-top:0}
      .rail-panel{grid-template-columns:1fr;border-radius:16px}
      .rail button{border-right:0;border-bottom:1px solid var(--line);min-height:64px}
      .more,.steps,.med-grid,.facts,.card-list,.split{grid-template-columns:1fr}
      .cta-panel{grid-template-columns:1fr;padding:22px;justify-items:start}
      .about-panel{padding:28px 24px}
      .cta-photo{width:min(160px,42vw);height:200px}
      .chip{overflow-wrap:anywhere}
      .mobile-bar{
        display:flex;
        left:max(10px,env(safe-area-inset-left));
        right:max(10px,env(safe-area-inset-right));
        bottom:max(10px,env(safe-area-inset-bottom));
      }
      .mobile-bar a,.mobile-bar button{min-height:44px}
      body{padding-bottom:calc(76px + env(safe-area-inset-bottom))}
      .modal{padding:12px;align-items:flex-end}
      .modal-card{width:100%;border-radius:20px 20px 0 0;padding:22px 18px calc(18px + env(safe-area-inset-bottom))}
      .field input,.field select,.field textarea{font-size:16px;min-height:44px}
      .drawer-card{width:min(360px,100%);padding:24px 20px calc(24px + env(safe-area-inset-bottom))}
      .drawer-card a,.drawer-card button{min-height:44px}
      .door-mark{width:min(320px,86vw);padding:16px 18px}
      .door-skip{right:max(12px,env(safe-area-inset-right));bottom:max(16px,env(safe-area-inset-bottom))}
      .debug-dock{display:none !important}
      section{padding:48px 0}
      .page-hero{padding:28px 0 24px}
      .page-hero.sky .lede{margin-bottom:18px}
    }
    @media (max-width:480px){
      .shell{width:min(100% - 28px,1200px)}
      .cta-photo{width:120px;height:156px}
      .idx{width:40px;height:40px}
      footer{padding:40px 0 28px}
    }
    @media (max-width:720px) and (orientation:landscape){
      .hero-grid{padding:8px 0 16px}
      .page-hero{padding:20px 0 16px}
      .mobile-bar{width:auto;left:auto;right:max(10px,env(safe-area-inset-right))}
    }
    @media (hover:none){
      .btn:hover,.rail button:hover,.more button:hover,.more a:hover{transform:none}
    }
    .door{position:fixed;inset:0;z-index:200;pointer-events:auto}
    .door.out{pointer-events:none}
    .door-leaf{position:absolute;top:0;bottom:0;width:50.2%;overflow:hidden;will-change:transform;transition:transform 1.2s cubic-bezier(.16,1,.3,1)}
    .door-leaf.left{left:0;background:#0c71c3}
    .door-leaf.right{right:0;background:#2ea3f2;transition-delay:.09s}
    .door.open .door-leaf.left{transform:translateX(-102%)}
    .door.open .door-leaf.right{transform:translateX(102%)}
    .door-mark{position:absolute;z-index:2;left:50%;top:50%;width:min(560px,88vw);transform:translate(-50%,-50%);padding:22px 26px;background:#fff;border-radius:24px;box-shadow:0 24px 60px rgba(7,40,80,.28);transition:opacity .35s cubic-bezier(.16,1,.3,1),transform .35s cubic-bezier(.16,1,.3,1)}
    .door-mark img{width:100%;height:auto;display:block;animation:doorLogo .7s var(--ease) both}
    .door.open .door-mark{opacity:0;transform:translate(-50%,-46%) scale(.98)}
    body.waiting .topline,body.waiting header,body.waiting .hero{
      opacity:0;transform:translateY(28px);
    }
    body.entered .topline,body.entered header,body.entered .hero{
      opacity:1;transform:none;
      transition:opacity .7s cubic-bezier(.16,1,.3,1),transform .7s cubic-bezier(.16,1,.3,1);
    }
    body.entered header{transition-delay:.08s}
    body.entered .hero{transition-delay:.16s}
    .door-skip{position:absolute;z-index:3;right:18px;bottom:18px;background:none;border:0;color:#fff;font-size:13px;font-weight:600;min-height:44px;padding:8px 12px}
    @keyframes doorLogo{from{opacity:0;transform:scale(.96)}to{opacity:1;transform:none}}
    @media (prefers-reduced-motion:reduce){
      html{scroll-behavior:auto}
      .btn,.rail button,.more button,.more a{transition:none}
    }

.page-hero{padding:48px 0 32px}
.page-hero h1{margin:0 0 12px;max-width:18ch}
.page-hero.sky{background:linear-gradient(180deg,#0c71c3 0%,#2ea3f2 70%,#6ec8ff 100%);color:#fff}
.page-hero.sky .kicker{color:#eaf6ff}
.page-hero.sky .lede{color:rgba(255,255,255,.82);margin:0 0 22px}
.page-hero.sky .btn-white{color:var(--ink)}
.prose{max-width:40rem}
.prose p{color:var(--muted)}
.list-plain{margin:16px 0 0;padding:0;list-style:none;display:grid;gap:10px}
.list-plain li{padding:14px 16px;border:1px solid var(--line);border-radius:14px;background:var(--surface);box-shadow:var(--s1)}
.split{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:start}
.facts{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.facts article,.card-list article{background:var(--surface);border-radius:20px;padding:24px;box-shadow:var(--scard);border:1px solid var(--line);transition:transform .24s var(--ease),box-shadow .24s var(--ease)}
.facts h3,.card-list h3{margin:0 0 8px}
.facts p,.card-list p{margin:0;color:var(--muted);font-size:var(--step-1);line-height:1.55}
.card-list{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.band{background:var(--paper)}
.note{font-size:var(--step-1);color:var(--muted);max-width:40rem}
.debug-dock{position:fixed;left:8px;bottom:8px;z-index:120;background:#012780;color:#fff;font:12px/1.4 ui-monospace,monospace;padding:8px 10px;border-radius:8px;max-width:280px;display:none}
.debug-dock.on{display:block}

/* compliance-pages-and-footer */
.policy-hero .lede{max-width:48rem}.policy-shell{padding:56px 0 96px}.policy-layout{display:grid;grid-template-columns:220px minmax(0,1fr);gap:36px;align-items:start}.policy-nav{position:sticky;top:118px;display:flex;flex-direction:column;gap:4px;padding:18px;background:var(--surface);border:1px solid var(--line);border-radius:18px;box-shadow:var(--scard)}.policy-nav strong{font-size:var(--step-0);letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}.policy-nav a{padding:8px 10px;border-radius:10px;font-size:var(--step-1);line-height:1.35}.policy-nav a:hover{background:var(--white-cool);color:var(--deep)}.policy-content{display:grid;gap:18px}.policy-meta{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;color:var(--muted);font-size:var(--step-1);padding:0 2px}.policy-section{background:var(--surface);border:1px solid var(--line);border-radius:22px;padding:30px 32px;box-shadow:var(--scard);scroll-margin-top:110px}.policy-section h2{font-size:var(--step-5);margin:0 0 14px}.policy-section p{margin:0 0 14px;color:#526174;max-width:52rem}.policy-section p:last-child{margin-bottom:0}.policy-section a{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px;color:var(--deep)}.policy-list{margin:0;padding-left:20px;color:#526174;display:grid;gap:9px}.policy-callout{margin-top:18px;padding:18px 20px;border-radius:16px;background:#f3f8ff;border:1px solid #d9e8f7;display:grid;gap:5px}.policy-callout strong{color:var(--deep)}.policy-callout span{color:#526174}
.site-footer{background:#012780;color:rgba(255,255,255,.78);padding:64px 0 28px}.site-footer .footer-grid{display:grid;grid-template-columns:minmax(250px,1.2fr) minmax(130px,.65fr) minmax(190px,.9fr) minmax(250px,1.05fr);gap:36px 48px;align-items:start}.site-footer .footer-brand p{max-width:31ch;margin:16px 0 10px}.site-footer .footer-hours{font-size:var(--step-1);color:rgba(255,255,255,.54)}.site-footer .footer-col{display:flex;flex-direction:column;align-items:flex-start;gap:3px}.site-footer .footer-col h4{margin-bottom:12px}.site-footer .footer-col a{margin:3px 0;line-height:1.45}.site-footer .footer-contact a{display:grid;gap:1px;margin-bottom:7px}.site-footer .footer-contact a span{font-size:var(--step-0);color:rgba(255,255,255,.48);text-transform:uppercase;letter-spacing:.09em}.site-footer .footer-contact a b{font-weight:600;color:#fff}.site-footer .footer-address{margin-top:8px;line-height:1.55;font-size:var(--step-1);color:rgba(255,255,255,.68)}.footer-disclosure{margin-top:42px;padding:22px 0;border-top:1px solid rgba(255,255,255,.12);border-bottom:1px solid rgba(255,255,255,.12);font-size:var(--step-1);line-height:1.65;color:rgba(255,255,255,.68)}.footer-bottom{display:flex;justify-content:space-between;align-items:center;gap:20px;padding-top:20px;font-size:var(--step-0);color:rgba(255,255,255,.45)}.footer-legal-links{display:flex;flex-wrap:wrap;gap:16px}.site-footer .footer-legal-links a{display:inline;margin:0;color:rgba(255,255,255,.62)}.site-footer .footer-legal-links a:hover{color:#fff}
@media (max-width:1020px){.policy-layout{grid-template-columns:1fr}.policy-nav{position:static;display:grid;grid-template-columns:repeat(3,minmax(0,1fr))}.policy-nav strong{grid-column:1/-1}.site-footer .footer-grid{grid-template-columns:1.2fr 1fr;gap:34px 48px}}@media (max-width:720px){.policy-shell{padding:36px 0 64px}.policy-nav{grid-template-columns:1fr 1fr}.policy-section{padding:24px 20px;border-radius:18px}.policy-meta{display:grid}.site-footer{padding:48px 0 24px}.site-footer .footer-grid{grid-template-columns:1fr;gap:28px}.footer-disclosure{margin-top:30px}.footer-bottom{align-items:flex-start;flex-direction:column}.footer-legal-links{gap:12px 16px}}